How to buy Smartphone in installments? Buy Smartphone on EMI

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In today’s time, smartphone has become a necessity of people, you can use mobile for online study of your children or make online payment, railway ticket booking etc. There are other similar tasks which can be done from a smartphone. But the problem comes with the middle class family that they are not able to collect money to buy the smartphone, then there is a convenience for those people that they Kishto Par Smartphone Kharid Which some of you may also know by the name of EMI (Easy Monthly Installment) Are you planning to buy a smartphone right now and you are running out of money, then you can buy mobile on EMI today. Huh.

When it comes to buying a Smartphone on EMI, many people get nervous thinking that they will have to pay a very high interest rate. If you want to buy, you must have a credit card for that, through credit card you can buy the phone on installments online without paperwork (Buy Smartphone Online On Emi).

Now many people will not have a credit card than you, then you do not have to worry, in this post we will also tell you how to buy mobile without credit card (Buy Smartphone On Emi Without Credit Card) You will have to do a lot of paperwork, by doing this you can buy any smartphone immediately, after getting mobile finance, you can also get a loan of up to ₹ 50,000, we will explain it to you in further detail.

How to buy Smartphone on installments?

Jab 59 How to buy Smartphone in installments? Buy Smartphone on EMI

Before now mobile was used only to talk on call but these days mobiles have become very smart now, with the help of which you can do many of your work online such as electricity bill, water Pay bills, life insurance installments and transfer money from mobile, you can complete all such things under one of your smartphones, that is why smartphones have become very important in people’s lives today.

If you go to buy a smartphone from the market, then there you will start from 6-7 thousand rupees, on which you can buy a smartphone up to lakhs of rupees, you should never buy a smartphone more expensive than that if you buy a smart phone according to your need. If you are looking to buy a smartphone for general work, then you will get very good smartphones between ₹ 12000 to ₹ 15000, which you can use without any problem for 5 years.

If you have a credit card then you can also buy a smartphone at No Cost EMI and those who do not have a credit card, then those people can get their mobile finance done and buy the phone by paying easy installments every month.

Buy Smartphone On EMI With Credit Card

Every person has a dream to buy a smartphone, in view of the rising inflation, it takes a long time to buy a smartphone, if you want to buy this phone on EMI now, then you can buy it because 10 to 15 thousand rupees are spent together. This can be overwhelming, so you can buy one of your smartphones by depositing them in easy installments.

If you have made up your mind that you now have to buy a phone on EMI, then in this situation it is best that you buy a smartphone on EMI with the help of your credit card because many smartphone companies also give you a discount offer in this. You can buy it for less than the original price of the smartphone.

You do not even need to do any paperwork to buy a mobile with a credit card, you can buy a smartphone on installments sitting at your home, for this you can buy any smartphone from Amazon or Flipkart, so let us now buy a smartphone. Let us see how to buy mobile on installments online.

Buying on EMI online means that the credit card you will use to buy this smartphone, the credit card company pays the mobile in advance and takes money from you by tying an installment every month if you have already taken the credit card. If it has been made, then after that you do not need to upload any document or document.

You can use whatever online shopping website you like, here I am going to tell you about how to buy a phone on EMI from Amazon website.

Step 1: First of all, decide which smartphone you want to buy, then you can search it on Amazon.

Step 2: Now on the same, you will find written about EMI Offers in the section of Bank Offer itself, when you click on the details written there, then you know how much installment is to be paid every month.

If you want to pay the installment for 3-6 months, then you have to pay No Cost EMI which means that if you have bought a smartphone of ₹ 15000, then whatever installment you will pay in 3 months or in 6 months, if it is added then it is ₹ 15000 will remain, no interest is charged from you, dividing those ₹ 15,000 in 3 months or 6 months, you are told how much installment to be paid every month.

EMI Available on smartphones
EMI Available on smartphones

Step 3: Now you click on the Buy Now button, then by choosing the option with EMI in the Payment Method, the Credit Card No. of whatever credit card you have. Add the card by writing Valid To’s Month & Year and CVV Number.

select credit card option
select credit card option

Step 4: After the credit card is added, you have to make the payment by your credit card, but before that you have to choose in how many months you would like to fill the Installments, if you want to fill the Installments in 6 months, then click on it. .

For that, an OTP will also come on your mobile number, which is considered very important, after the payment is completed, whatever smart phone you have bought gets its order place, then after a few days that mobile will come to your home. .

By using this method we have told you, you can buy any new smartphone in Easy Monthly Installments on amazon.in and in the same way, if you want to buy a smartphone on Flipkart, then you can also buy that phone in the same way. can buy.

So in this way, you can buy any smartphone on EMI by giving only 5 minutes, but for this it is most important that you have a credit card, if you do not have a credit card, then there is another way for that but in that You have to do some document verification work.

Buy Smartphone On EMI Without Credit Card

Now it is not necessary that every person has a credit card because many people believe that credit card should not be used because if you do not deposit the credit card bill on time then you will get very high interest rate Kisan Credit Card. The bill has to be paid for now, there may be different understandings.

If you are one of those people who do not like to use a credit card or do not have a credit card at present but they want to buy the phone on EMI, then Bajaj Finserv comes with a good offer for those people in which you You can buy smartphones or other things without any credit card.

To buy a phone on EMI, you have to go to any smartphone selling store near your home and there you can buy whatever phone you like on EMI, before you ask that shop if that EMI But sell the phone or not.

Because phones are not sold on EMI at every mobile shop, you have to deposit at least 30% down payment of the amount of phone you are buying at the same time, then according to the number of months you have tied up that you He has to deposit every month’s installment.

Documents required to buy Smartphone on EMI:-

Whenever you go to the mobile shop to buy a smartphone on installments, then take all your original documents with you. It must be a local address.

Now with the help of Bajaj Finserv, your loan is made, for which the presence of the person in whose name you want to take the loan is very important because there are many such verifications in which the live photo of that person is taken.

So after the completion of this EMI process like this, you are given a smartphone, when you have deposited all the installments in full, then an EMI card has been prepared by Bajaj Finserv in which according to your eligibility ₹ A Virtual EMI Card of 30,000 or ₹ 50,000 is given, then you can use this card as a credit card.

But this does not happen for every product, there are only a few selected products, this EMI card can be applied on them, if you have filled all the MI’s on time, then your Cibil Score remains good, it will benefit that whenever If you have to get a loan pass in future, then it is easily done.

If you want to buy a product from Bajaj Finserv on EMI, then you can get information by calling Bajaj Finserv Customer, for more information you can call this number 08698010101 or you can go to bajajfinserv.in, apart from this you can visit Home You can buy on Mobile Finance from Credit or other similar finance.

I hope that you guys like our post in which we have given you ? We have given complete information about this, if you have any question or suggestion, then you can ask us in the comment box below.